Terms & Conditions

Welcome to Ray of Health (“we,” “us,” “our,” or “the Company”)


By accessing or using our website, coaching programs, digital products, or services (collectively, the “Services”), you agree to be bound by these Terms & Conditions.
If you do not agree, please discontinue use of our Services.

1. Eligibility

To use our Services, you must:

  • be at least 18 years old,

  • have the legal capacity to enter into this agreement, and

  • agree to comply with these Terms.

If you are accessing our Services on behalf of someone else, you confirm you have permission to do so.

2. Description of Services

RayofHealth.com provides health and wellness-related services, which may include:

  • 1:1 fitness or wellness coaching sessions

  • Nutrition guidance (non-medical)

  • Online programs, courses, or workshops

  • Digital downloads or educational content

  • Fitness and lifestyle recommendations

Our Services are for educational and informational purposes only and should not replace medical advice, diagnosis, or treatment.

3. Not Medical Advice (Important Disclaimer)

Ray of Health and its coaches are not medical professionals unless explicitly stated.

By using our Services, you acknowledge that:

  • The information provided is not intended to diagnose, treat, cure, or prevent any medical condition.

  • You should consult a physician before beginning any fitness, nutrition, or wellness program.

  • You participate at your own risk.

  • If you have injuries, chronic illnesses, pregnancy, or health concerns, you must obtain medical clearance before participating.

We are not liable for any injury, health issue, or result arising from your use of our Services.

4. User Responsibilities

You agree that you will:

  • Provide accurate information during sign-up or coaching intake.

  • Notify your coach of any changes to your health or physical condition.

  • Follow safety instructions and exercise guidelines.

  • Not share your login details, program materials, or coaching content with others.

You are responsible for your own actions and safety during all physical activities.

5. Payments, Billing & Refunds

5.1 Pricing

All prices for Services are listed on RayofHealth.com or provided directly through invoice or booking page.
Prices may change at any time but will not affect purchases already completed.

5.2 Payment

Payment must be made in full at the time of booking unless a payment plan is available.

5.3 Refunds

Because coaching and digital wellness services are time-based and customized, all sales are final unless otherwise stated.

Refunds are not provided for:

  • missed coaching sessions

  • failure to use purchased sessions

  • changes in your personal schedule

  • dissatisfaction without giving us an opportunity to resolve concerns

If RayofHealth.com cancels a session, it will be rescheduled at no extra cost.

6. Coaching Sessions & Scheduling

6.1 Rescheduling

Clients may reschedule sessions with minimum 24-hour notice.
Late cancellations or no-shows may be forfeited without refund.

6.2 Session Expiry

Packages or sessions may have expiration dates; these will be stated at the time of purchase.

6.3 Results Disclaimer

We do not guarantee specific fitness, weight loss, or health outcomes.
Your results depend on consistency, lifestyle choices, and individual factors beyond our control.

7. Intellectual Property

All content on RayofHealth.com—including workouts, guides, videos, PDFs, coaching materials, branding, and website content—is the intellectual property of RayofHealth.com.

You may not:

  • copy, distribute, share, or modify our content

  • sell or resell any materials

  • claim content as your own

Unauthorized use may lead to legal action.

8. Digital Products & Online Programs

If you purchase a digital product or online course:

  • You receive a non-transferable, non-exclusive license for personal use only

  • Sharing or distributing content is strictly prohibited

  • Access may be revoked for violating these Terms

9. Third-Party Links

The website may contain external links.
We are not responsible for:

  • the content

  • accuracy

  • policies

  • or action of third-party sites.

You access them at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, RayofHealth.com is not liable for:

  • injuries or health issues arising from exercise or nutritional use

  • indirect, incidental, or consequential damages

  • errors, interruptions, or website downtime

Your use of our Services is voluntary, and you assume all risks associated with physical activity.

11. Indemnification

You agree to indemnify and hold harmless RayofHealth.com from any claims, losses, liabilities, or expenses arising from:

  • misuse of our Services

  • violation of these Terms

  • actions taken based on our coaching or content

12. Privacy Policy

Your use of our Services is also governed by our Privacy Policy.
Please review it to understand how we collect and use your data.

13. Changes to Terms

We may update these Terms at any time.
Changes take effect immediately upon posting on RayofHealth.com.
Continued use of the website or Services constitutes your acceptance of the updated Terms.

14. Governing Law

These Terms are governed by the laws of the United States, without regard to conflicts of law principles.

15. Contact Information

For questions or concerns regarding these Terms, contact us at:
📧 rayofhealth365@gmail.com
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